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Refinances

What happens after you find a loan officer that is giving you a great rate or money out at closing? Perhaps you have negotiated the lenders/loan officer's fees but did you realize that there are still other fees involved in your transaction? Fees in which the loan officer or lender may not have any control? These are your title or closing fees! Many people do not realize that they can save money on their refinancing by picking their own title company for that transaction. Another way to save money is to provide the title company with any previously issued owner's policy for the property you are refinancing. With this information you should be eligible to receive a discount on the title examination and the new lender's policy. If you are thinking about refinancing and you do not have a loan officer or lender please feel free to call us for a referral. First Security Title Corporation is not affiliated with any lending institutions; however we can assist you in finding the best service and pricing available.